A private afternoon for Georgia real estate professionals
Hosted by Joy Ekhator · Joyah Global
Beyond the Closing. Build income that doesn't wait on the next deal.
Spend an afternoon with Georgia realtors, mortgage brokers and lenders. Learn how agents are adding a licensed financial services practice to the relationships they already have, and meet the professionals you'll want in your referral circle.
Seating is limited so every guest gets time to talk with the host and each other.
Why This Afternoon Matters
Real estate pays at the closing table. Then the clock resets.
Rates, inventory and seasons decide when you get paid. Your database is full of people who already trust you and need protection and retirement planning. These numbers explain why so many agents are adding a second license.
Median gross income for REALTORS® in their first two years.
NAR 2025 Member ProfileOf REALTORS® say real estate is their household's primary income.
NAR 2025 Member ProfileU.S. adults who say they need life insurance or more coverage.
LIMRA & Life Happens, 2026Projected to transfer between generations through 2048.
Cerulli AssociatesWhat You'll Learn
Five hours. A clear picture of your next income stream.
Your database is the asset
The buyer from seven years ago, the downsizer with equity and no plan, the young family with a mortgage and no coverage. How to start those conversations without sounding like a salesperson.
What it takes in Georgia
Study time, the state exam, fingerprints and carrier appointments, compared step by step with the real estate license you already earned.
One market or fifty
How non-resident licensing lets you keep serving past clients who moved to Florida, the Carolinas or Texas.
What families actually need
Mortgage protection, living benefits, retirement income and legacy planning, explained in plain language.
Serving high-income clients
Key person coverage, buy-sell funding and executive benefits for the physicians, contractors and owners in your network, coordinated with their CPA.
Refer, part-time, full-time or lead
Four ways to start, how compensation is structured, and what realistic first-year expectations look like.
The Agenda
Saturday, November 7. Noon to five.
Short sessions, real conversation, and time built in to meet the room.
Check-in and lunch
Arrive, get settled, and meet the realtors, brokers and lenders at your table.
Welcome: the income gap between closings
Joy Ekhator on what two decades in investment banking taught her about income that lasts, and why relationship professionals are positioned for this moment.
Your database is the asset
Six client conversations already sitting in your CRM, and how to have them with care.
Break
Coffee and conversation.
The license difference
Georgia licensing steps, non-resident licensing, costs, and what the first 90 days look like.
Paths, compensation and open Q&A
How the four paths work, how commissions and renewals are structured, and every question you came with.
Professional mixer
Meet other agents, mortgage professionals and lenders. Trade referrals, compare notes, and leave with people worth calling.
Close
Optional one-on-one follow-up conversations scheduled for the week after.
Agenda times may shift slightly. Registered guests receive the final schedule and venue details by email.
The License Difference
Real estate license vs. life insurance license.
A preview of the 2:15 session.
| What you have todayReal Estate License | What you can addLife Insurance License | |
|---|---|---|
| Time to license | Long pre-license coursework and exam. | A shorter study period and a state exam. Many finish in a few weeks part-time. |
| Startup cost | School, exam, board, MLS, E&O, signage. | A few hundred dollars for exam, fingerprints and license fee. |
| Annual fees | Association, board and MLS dues. | No MLS or board. License renewal and continuing education. |
| Where you serve | Generally one state. | Add states through non-resident licensing. |
| When you're paid | At closing, after splits. | When a policy is placed, plus renewals on many products. |
| When the market slows | Income falls with transactions. | Families need protection in every rate environment. |
Requirements vary. Check the Georgia Office of Commissioner of Insurance for current licensing rules.
Who Should Attend
Built for professionals who already have the relationships.
Realtors who want income between closings
Mortgage brokers and loan officers with a past-client pipeline
Newer agents still building their first steady year
Team leads and brokers thinking about agent retention
Licensed insurance agents looking for a stronger home
Anyone who wants to meet Georgia professionals worth referring to
Your Host
Joy Ekhator
Joy is the founder of Joyah Global, a Houston financial services firm that helps high-income earners, business owners and families protect income, prepare for retirement and preserve their legacy.
She spent more than two decades in investment banking and energy trading, including a decade at JPMorgan Chase Investment Banking, and founded a global beauty brand carried by major retailers. Today she develops relationship professionals into licensed advisors their clients can count on for life.
Take care of the family at the table, and take care of the people you build with.
Licensed Insurance Professional · Texas License #3506211 · NPN #22243037
Common Questions
Before you RSVP.
Is the event free?
Yes. Lunch and refreshments are included. Seating is limited, so please RSVP to hold your place.
Do I need an insurance license to attend?
No. Most guests are realtors and mortgage professionals with no insurance license. You'll learn what it takes and decide for yourself.
Will I be pressured to sign up for anything?
No. This is an education and networking afternoon. If you want to talk further, you can schedule a one-on-one conversation afterward.
Do I have to leave real estate?
No. Most professionals who add a life license keep their real estate or mortgage business.
Does this count for real estate CE credit?
No. This session is not approved for Georgia Real Estate Commission continuing education credit.
Can I bring a colleague?
Yes. Please have them register separately so we can plan seating and lunch.
Where exactly is it?
In metro Atlanta. Registered guests receive the venue address and parking details by email.
Reserve Your Seat
Your next income stream starts in one afternoon.
Join Georgia realtors, brokers and lenders for lunch, straight answers and real connections. Complimentary, with limited seating.
- Event
- Beyond the Closing · Georgia
- Date
- Saturday, November 7, 2026
- Time
- 12:00 – 5:00 PM Eastern
- Where
- Metro Atlanta · venue to be announced
- Cost
- Complimentary · RSVP required
Questions? Call or text 832-576-3992